Cheryl Phelan - Plymouth MA Real Estate, Kingston MA Real Estate, Duxbury MA Real Estate

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In your search for a home, there’s one option you may not be considering: others may also be looking for the same thing—and they’re willing to share the responsibility. However, there are a few things to remember before buying a house with someone else.

Here are a few housekeeping topics to remember when buying a home with someone else.

The Title and Deed

When you buy a house, you get a title. With co-ownership, it explains who owns the property, agreements to property ownership, whose name is placed in the public records under the title and negotiations. The title, while a document, is also more conceptual than a deed.

While the deed does much of the same, it is the physical embodiment of ownership over the property. Understanding the differences between the two is important and something your agent can assist you with.

When Sharing A Property With A Non-Spouse

When you’re sharing the property with a non-spouse, you have a few options. These include:

Tenant In Common

With this option, there’s no need for a 50/50 split. Buyers are allowed to own unequal interests in the property. If one of the co-owners were to pass away, their ownership would transfer to one of their beneficiaries.

Joint Tenants With Right Of Survivorship

Co-buyers own equal interests in the property as a 50/50 split. If you bought a home with two other people, you’d each have one-third interest in the home, and so on. If one tenant passes away, the remaining owners gain the deceased owner’s percentage of interest in the property. There’s no need for a court proceeding or probate, this happens automatically.

Both co-ownership options allow for an undivided interest in a property. All owners are co-owners as a part of the entire piece of property. If one owner wants to sell, for example, they would sell their tenancy or partial interest in the property.   

Create a Checklist

When you purchase a property with another person, you’ll want to ensure your agreement is iron clad—keeping strain off of the relationship can also make for a more co-habitable experience. Make sure both or all parties agree to terms by doing the following:

  • Create a co-ownership agreement

  • Clarify who owns what percentage

  • Decide who pays the ongoing expenses

  • Give options if any owners want out in the future

Bringing in a qualified attorney is a great way to craft a concise agreement. Sit down with all of the potential owners and go over the agreements. Once terms are reached, ensure everyone has a copy of the legal agreements and contracts.

While sharing a property purchase can reduce your debt, it’s important to make complete agreements and understand whether the decision makes sense for all parties involved. If it does, it’s a very viable way to split home buying costs and move in to your own space.

This Single-Family in Plymouth, MA recently sold for $500,000. This Colonial style home was sold by Cheryl Phelan - Coldwell Banker Residential Brokerage - Plymouth.

16 Melix Ave, Plymouth, MA 02360


Sale Price

Full/Half Baths
Life By Design! Move right into this gorgeous colonial that has been recently renovated. The moment you walk into the house you will appreciate the open floor plan concept. The living room features Shiplap walls and opens up to the beautiful kitchen. The kitchen features gorgeous quartz countertops, stainless steel appliances, a kitchen island, tiled backsplash and gas cooking. All windows have been replaced along with new hardwood floors, new plumbing and electrical system, recessed lighting. Live steps to the private Indian Bluff beach, maintained by the Indian Bluff Association with deeded rights. Dog friendly beach with spectacular views and fireworks July 3rd. Other features include a mudroom off kitchen, full basement that would make a great game room, a Nest doorbell security system and keyless entry, Welcome Home!

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Moving into a new home can be an overwhelming time. You’ll be trying to match what you already have with new pieces, meticulously decorating the blank canvas that is your new space. Every task that you complete, you do to make your home your own. 

One part of decorating your home that you’ll definitely want to take your time with is that of choosing artwork for the walls. You don’t just want to take any piece of art to fill up the blank spaces. Choosing artwork should take some thought and time. Below, you’ll find tips on picking the right artwork for all the rooms of your home. 

Use What Inspires You

The artwork in your home should remind you of what you love and jog your creativity and motivation. A picture or piece of art can bring you peace and joy just by viewing it. That’s why you wouldn’t want to put just anything on your walls. You’ll be looking at whatever kinds of pictures and statues that you put up each day, so make sure that it’s not something that bores you!

Art Is More Than A Museum

When the word “art” is mentioned, it’s more than being about paintings or classic versus contemporary. Art can be a photograph that you have taken or a small figurine that you bought while on vacation. These are the things that bring you joy after all! The bottom line is that artwork in your home doesn’t need to be fancy, it just has to represent you.

Take The Time To Shop

You may be tired of shopping after looking for the perfect sofa or bedroom set for your new home, but the shopping should continue. It’s best to take your time and not make impulse buys when it comes to buying artwork. Consider where a picture will go before you purchase it to place in your home.    

Know The Focal Points In Your Home

It’s much easier to choose artwork if you know where the focal points are in each room of the house. A room with a fireplace, for example, should have the fireplace as the center of attention. Any art that is placed in the room is complementary to that main piece.     

Go With Your Theme

If you have a theme going throughout your home, you’ll want to find art to match. A western sunset might not match too well with your mid-century modern styled dining room.

The key to finding artwork and decor for your home is to know what you like. Knowing the scheme and makeup in each room is a great start to decorating right.   


Sure, it's possible to find a home with a fully equipped exercise gym, an Olympic size swimming pool, or a couple tennis courts on the premises, but who wants to spend that kind of money! Fortunately, there are house features you can look for that will help you stay in shape without having to win the lottery first! Here are a few ideas to consider when searching for the ideal home:

  • Proximity to a park: Whether you're looking for a home in the city or nearby suburbia, most communities have bike paths or public parks where you can walk, jog, inline skate, bicycle, take your dog for a stroll, or play tennis. Parks with playgrounds are also a great resource for keeping your kids entertained, physically active, and engaged. Having a park or walking trail located within a mile of your house is ideal because if it's convenient, you'll be more inclined to go there frequently. While it may not be at the top of your house-hunting "wish list," proximity to a park, nature preserve, or walking trail can be instrumental in helping you and your family stay healthier and more energetic. Doctor-approved, regular exercise is also a proven way to counteract the effects of stress, elevate your mood, and maintain a healthy weight.
  • Pedestrian-friendly neighborhoods: One of the advantages of buying a home in a quiet neighborhood is that it offers a safe and relaxing environment for taking daily walks. Going for walks near your house can also be a good way to get to know your neighbors and check out the latest yard sales. Although sidewalks can be a nice feature for homeowners who enjoy neighborhood walks, quiet streets with mostly local traffic is all you really need for favorable walking conditions.
  • A finished basement or extra room: The problem with putting an exercise machine in your bedroom or even the family room is that, sooner or later, you're going to get sick of looking at it! Until somebody creates a treadmill, exercise bicycle, or elliptical machine that has aesthetic appeal as well as functionality, it's never going to complement your decor! More often than not, exercise machines are an eyesore and a source of clutter. The solution is to create a dedicated exercise space in either a finished basement, a rec room, or a spare bedroom. Half of a two-car garage can sometimes provide a good area for weights and exercise machines, too, but that's only if you're willing to park your second car in the driveway.
Three factors that facilitate staying fit and healthy are convenience, proximity, and access to resources. When parks, exercise areas, and equipment are just "a stone's throw away," the likelihood of you starting and staying with a fitness program is much greater.

This Single-Family in Plymouth, MA recently sold for $725,000. This Garrison style home was sold by Cheryl Phelan - Coldwell Banker Residential Brokerage - Plymouth.

8 Third Street, Plymouth, MA 02360



Sale Price

Full/Half Baths
Oceanview property with private boarded path to Indian Bluffs association expansive sandy beach. This Cape Cod shingled style Garrison boasts 3 levels of custom features. The 1st floor has an open spacious living room with stone gas fireplace, Chef's kitchen with newer stainless appliances, granite & bar seating. Open dining room with bay of windows to let in the natural light. Gleaming Australian Cypress hardwood fls, sliders to oversized deck & fenced in yard. 1st fl. office or guest room, half bath & laundry room, The 2nd fl. features the large master suite with ocean views, private bath w/ jacuzzi tub / shower & WIC, 2 guest rooms as well as 2nd full bath. The upper level has stunning views and is perfect flex space for the overflow of guests or family room w/ sliders to private deck, half bath & cedar closet. C/A. irrigation, full basement has high ceilings. Located perfectly on 13,000 + sq ft lot with beach / garden shed.

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