Cheryl Phelan - Plymouth MA Real Estate, Kingston MA Real Estate, Duxbury MA Real Estate



95 Indian Trail, Taunton, MA 02780

Single-Family

$319,900
Price

5
Rooms
3
Beds
1/1
Full/Half Baths
~Charming Hidden Gem~3 Bedroom split entry with curbside appeal~Desired location on cul-de-sac ~Cathedral kitchen w/ dining area & access to deck for grilling~Living room features large picture window & skylight to bring in natural light~2nd floor features 3 bedrooms & full bath/linen closet~lower level w/ 1/2 bath & 2 extra bonus/flex rooms in finished part of basement with walkout to bricked patio area ~Laundry room has great storage space~.93 acre lot~ yard overlooking woods~Newer windows~Heating system 2015~Central Air~Newly installed electric range Aug/2018~Storage shed~Ample parking for multiple vehicles~Close to highway, shopping, restaurants~
Open House
No scheduled Open Houses

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Finding and purchasing a home sometimes can be difficult, particularly for an individual who encounters assorted challenges throughout the property buying journey. Lucky for you, there are several shortcuts that a homebuyer can use to streamline the property buying process. These shortcuts include:

1. Narrow Your Home Search

If you know you want to buy a home, you should consider where you want to reside and what features you want in your ideal residence. That way, you can avoid the danger of committing time and resources to analyze houses that fail to meet your expectations.

Oftentimes, it helps to craft a list of preferred cities and towns. This list will help you hone your home search to specific areas and ensure you can accelerate the homebuying journey.

Think about what you want to find in your dream house and create a list of home must-haves and wants too. With this list in hand, you can further accelerate your search for your ideal home.

2. Get Pre-Approved for a Mortgage

Some homebuyers apply for a mortgage after they find their dream residence, but doing so may prove to be problematic. Because if a buyer submits an offer to purchase a home without a mortgage at his or her disposal, this individual likely will need to move quickly to get home financing. Or, if a buyer provides a homebuying proposal but cannot secure a mortgage, this individual risks missing out on the opportunity to acquire his or her dream house.

To get pre-approved for a mortgage, you can meet with banks and credit unions and explore a wide range of mortgage options. Then, once you select a mortgage, you can kick off your home search and know exactly how much you can spend to purchase your ideal residence.

3. Hire a Real Estate Agent

A real estate agent is a homebuying expert who will guide you along the property buying journey. He or she can help you identify potential homebuying hurdles and overcome these issues before they escalate. Best of all, a real estate agent will do everything possible to ensure you can acquire a great home at a budget-friendly price.

In addition, a real estate agent will work with you throughout the property buying journey. He or she first will learn about your homebuying goals and help you craft an effective property buying strategy. Next, a real estate agent will help you put your homebuying plan into action and ensure you can discover a house that matches your expectations. And once you discover your ideal home, a real estate agent will help you put together a competitive offer to purchase this residence.

As you prepare to kick off the homebuying journey, you should try to plan ahead as much as possible. By taking advantage of the aforementioned shortcuts, you can prepare for the homebuying journey and speed up the process of finding and purchasing your dream residence.


This Single-Family in Plymouth, MA recently sold for $825,000. This Contemporary style home was sold by Cheryl Phelan - Coldwell Banker Residential Brokerage - Plymouth.


25 Hitching Post, Plymouth, MA 02360

Pinehills

Single-Family

$850,000
Price
$825,000
Sale Price

10
Rooms
3
Beds
3/1
Full/Half Baths
One of the best locations in The Pinehills! This gorgeous custom home built by Whitman Homes boasts lovely golf views of the Nicklaus 10th hole. Attention to detail will be appreciated by the discerning buyer. Living room with wood burning fireplace, vaulted ceiling and custom cabinetry opens to 4 season sun room with granite bar, wine cooler, bar refrigerator and pocket doors. Formal dining room with tray ceiling and custom woodworking. The state-of-the-art gourmet kitchen includes double ovens,sub-zero refrigerator, Viking cook top, newly renovated cabinets and hardwood floors. Second level has loft plus 2 large guest rooms, spacious step down bonus room accessed by French doors,and a full bath. Cedar closet, office and great room with access to rear yard complete the lower level. Brand new Azek deck with attractive decorative columns. This home is beautiful!

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You know that your credit score is incredibly important when you want to buy a home. There’s certain things that you could be doing in your everyday life that are hurting your credit score. Here’s what you need to avoid in order to keep your credit score up:


Don’t Allow For Too Many Credit Inquiries


When you’re at the checkout lane at the store, and the clerk informs you that you can save a lot of money if you just open this instant credit card on the spot, that can pose a problem. The issue with this is that the store will be instantly checking your credit score as well. These inquiries hang on your credit report for a certain amount of time. Certain inquiries can also make your score dip. Too many credit inquiries can make lenders suspicious of your ability to be a dependable borrower.



Unpaid Bills Can Add Up


If you forget to pay small credit card bills here and there, it could add up. Think of things like library books, medical bills, and credit card payments. That unreturned library fee that you never paid could come back to haunt you. A medical bill that was sent to collections can become a problem on your credit report. Most of the time, all you need to do is pay these fees up for your score to bounce back. 


Credit Report Errors


Your credit report could have incorrect information about your financial situation and records. Your credit score could be dragged down just because of some errors on the report. If you do find an error on your report, you’ll be able to submit a claim to rectify the error. 


Using Too Much Of Your Available Credit


Just because a credit limit is at $5,000, doesn’t mean that you need to max it out. Even if you pay your bills each month, using too much of your available credit can really harm your score. For your credit score to be calculated and to see how loan worthy you are, your total available credit and how much of that total credit is being used will be put into a formula. Beware of how much of your credit you use in order to keep that score up.


Not Touching Your Credit


You actually need to use your credit in order to build your score. You need credit history in order to have something for loan officers to work with. Accounts that become inactive over time will be closed by default and actually negatively impact your score. 


By using your credit responsibly, you’ll keep your credit score up and be in good shape to buy a house.



95 Indian Trail, Taunton, MA 02780

Single-Family

$324,900
Price

5
Rooms
3
Beds
1/1
Full/Half Baths
~Charming Hidden Gem~3 Bedroom split entry with curbside appeal~Desired location on cul-de-sac ~Cathedral kitchen w/ dining area & access to deck for grilling~Living room features large picture window & skylight to bring in natural light~2nd floor features 3 bedrooms & full bath/linen closet~lower level w/ 1/2 bath & 2 extra bonus/flex rooms in finished part of basement with walkout to bricked patio area ~Laundry room has great storage space~.93 acre lot~ yard overlooking woods~Newer windows~Heating system 2015~Central Air~Newly installed electric range Aug/2018~Storage shed~Ample parking for multiple vehicles~Close to highway, shopping, restaurants~
Open House
Saturday
September 08 at 12:00 PM to 2:00 PM
~Charming Hidden Gem~3 Bedroom ~1.5 bath~split entry with curbside appeal~Desired location on cul-de-sac
Cannot make the Open Houses?
Location: 95 Indian Trail, Taunton, MA 02780    Get Directions

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